What payment methods are accepted? 
        
          
              Updated on
            
          Tue, 16 Sep, 2025 at 12:20 PM
        
        
          The fastest and most secure way to pay your invoices is online under My Account  or through the Sotheby’s mobile app.  
The bidder's name must  match the name on the account invoice as well as the name on the payment method being used. This is a standard practice to ensure proper tracking and ownership of the items being sold. 
To avoid fees, opt for our ACH/SEPA/BACS payment methods. 
Details for all accepted payment methods by sale location are listed below. 
New York 
London 
Hong Kong 
Paris 
Switzerland 
Milan 
Germany 
Singapore 
Abu Dhabi 
Dubai 
Buy Now Marketplace 
New York   Payment method 
Limit & fee 
US Bank Account / ACH 
$1,000,000 per payment. No fee. ACH payments have a 5 business day clearance period. 
Cards  
$200,000 invoice. 2.5% surcharge + applicable sales tax for credit card transactions.  
China UnionPay 
Limits may apply from issuing bank. 
2.5% surcharge + applicable sales tax for credit card transactions. 
Wire Transfer in USD 
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout. 
London 
Payment method 
Limit & fee 
UK Bank Account / BACS £ 200,000 per payment. No fee. Cards  
£ 30,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in GBP 
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout.   
Hong Kong   Payment method 
Limit & fee 
Cards  
HK$1,000,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in HKD 
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout.   
Paris   
Payment method 
Limit & fee 
EUR Bank Account / SEPA 
€200,000 per payment. No fee.  
Cards 
€40,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in EUR  
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout.   
Cash 
€1,000 for French tax residents and all professionals. 
€15,000 for non French tax residents acting as non professionals. 
Switzerland   Payment method 
Limit & fee 
Cards  
₣50'000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in CHF 
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout.   
Milan   
Payment method 
Limit & fee 
EUR Bank Account / SEPA 
€200,000 per payment. No fee.  
Cards 
€40,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in EUR 
No limit. No fee.  
Cash 
€5,000 per invoice. 
Germany   Payment method 
Limit & fee 
EUR Bank Account / SEPA 
€ 200,000 per payment. No fee.   Cards  
€ 40,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in EUR 
No limit. No fee. Can only be selected as a payment method in My Account after the sale . Details provided during checkout.  
Singapore   Payment method 
Limit & fee 
Cards  
S$150,000 per invoice. 
China UnionPay 
Limits may apply from issuing bank. 
Wire Transfer in SGD 
No limit. No fee. Can only be selected as a payment method in My Account after the sale .  Details provided in checkout. 
Abu Dhabi 
Dubai 
Buy Now Marketplace 
          
         
        
          
  
    
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